Terms & Conditions

Please read these terms of service ("Terms of Service" or "Terms") carefully before using https://justpaid.ai and any related mobile applications. These Terms govern access to and use of the website, applications, application plug-ins, technology and other services (collectively, the "Service") provided by Loopfour, Inc. dba JustPaid ("Loopfour," "we," or "us"), and apply to all visitor, users and others who access or use the Service.

All website visitors to https://justpaid.ai, individual and entities who use the Service or create an account ("Account"), and their authorized users are referred to herein as a "Customer" or "Customers," and may be referred to in this Terms as "you," "your" or "yourself" as applicable.

The Agreement between you and us includes these Terms, along with our Privacy Policy and any Subscription Agreement we may enter into with you, which are incorporated herein by reference.

With our Service, we provide a digital financial platform is intended to help Customers to track contracts and payments, identify opportunities and oversee their finances, all powered by artificial intelligence (AI). As part of the Service, we facilitate business-to-business payments, enabling businesses and freelancers ("Payors") to transmit payments for commercial purposes to business recipients ("Recipients").

We are not a law firm or attorneys, may not perform services performed by an attorney, and our Services are not substitute for the advice or services of an attorney. Any information contained on the Service is not legal advice and is not guaranteed to be correct, complete or up-to-date. No attorney-client relationship or privilege is created between you and us. If you need legal advice related to any matters for which you use the Service, you should consult a licensed attorney in your area.

We also are not accountants or tax professionals, and do not give advice related to bookkeeping, accounting, GAAP, tax planning or tax consequences. If you need advice related to accounting or tax considerations or ramifications related to any matters for which you use the Service, you should consult a certified public account or other qualified tax professional in your area.

When you create an Account to use or access the Service (or portions thereof), you must provide complete and accurate information as requested on the registration form, and you must maintain and update such information to keep it complete and accurate. You will also be asked to provide a username and password. You are entirely responsible for maintaining the confidentiality of your password, and are responsible for all activities (whether by you or by others) that occur under your password or Account. You may not use a third party's Account, username or password at any time, and you will not allow anyone other than authorized users to access or use the Service from your Account. You agree to notify us immediately of any unauthorized use of your Account, username or password. We shall not be liable for any losses you incur as a result of someone else's use of your Account or password, either with or without your knowledge. You may be held liable for any losses incurred by us, our affiliates, officers, directors, employees, consultants, agents and representatives due to someone else's use of your Account or password.

You will promptly notify us of any suspected violation of these Terms by an authorized user and will cooperate with us to address the suspected violation. We may suspend or terminate any authorized user's access to the Service upon notice to you in the event that we reasonably determine that such authorized user violated these Terms.

The Service is owned and operated by Loopfour, and contains materials that are proprietary and are protected by copyright laws, international treaty provisions, trademarks, service marks, and other intellectual property laws and treaties. None of the Service may be copied, reproduced, republished, downloaded, uploaded, posted, displayed, transmitted or distributed in any way and nothing on the Service shall be construed to confer any license under any of our intellectual property rights, whether by estoppel, implication or otherwise. We reserve any and all available rights not expressly provided in these Terms.

The Service is also protected as a collective work or compilation under copyright and other laws and treaties. You agree to abide by all applicable copyright and other laws, as well as any additional copyright notices or restrictions contained on the Service. You acknowledge that the Service contains original works that have been developed, compiled, prepared, revised, selected, and arranged by us and others through the application of methods and standards of judgment developed and applied through the expenditure of substantial time, effort, and money and which constitute valuable intellectual property of us and such others. All present and future rights in and to trade secrets, patents, designs, copyrights, trademarks, database rights, service marks, know-how, and other intellectual property or other proprietary rights of any type, documentation, any improvements, design contributions, or derivative works thereto, and any knowledge or process related thereto, including rights in and to all applications and registrations relating to the Service, shall, as between you and us, at all times be and remain our sole and exclusive property.

The trademarks, logos, taglines, and service marks displayed on the Service (collectively, the "Marks"), whether or not registered, may not be used by you without our prior express written permission.

Any software available for downloading through the Service or third-party websites or applications (the "Software") is the copyrighted work of Loopfour and third-party providers. Use of the Software is governed by these Terms. Unauthorized reproduction or distribution of the Software is prohibited, and may result in civil and criminal penalties.

Upon your acceptance of these Terms, we grant you a limited, non-exclusive non-sublicensable, and non-assignable license to access and use the Service for your internal purposes and only as expressly permitted in these Terms. You shall not use or permit use of the Service for any illegal purpose or in any manner inconsistent with the provisions of these Terms. Any violation by you of our intellectual property rights or the license provisions contained herein may result in the immediate termination of your right to use the Service, as well as potential liability for copyright infringement or other claims depending on the circumstances.

By using the Service, you specifically agree not to engage in any activity or transmit any information that, in our sole discretion:

• Is illegal, or violates any federal, state, or local law or regulation;
• Advocates illegal activity or discusses illegal activities with the intent to commit them;
• Violates any third-party right, including but not limited to right of privacy, right of publicity, copyright, trademark, patent, trade secret, or any other intellectual property or proprietary rights;
• Is harmful, threatening, abusive, harassing, tortious, defamatory, discriminatory, vulgar, profane, obscene, libelous, hate speech, violent or inciting violence, inflammatory, or otherwise objectionable;
• Interferes with any other party's use and enjoyment of the Service;
• Attempts to impersonate us or any another person or entity;
• Transmits, or procures the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation;
• Falsely states, misrepresents, or conceals your affiliation with another person or entity;
• Accesses or uses the Account of another Customer without permission;
• Distributes computer viruses or other code, files, or programs that interrupt, destroy, or limit the functionality of any computer software or hardware or electronic communications equipment;
• Interferes with, disrupts, disables, overburdens, or destroys the functionality or use of any features of the Service, or the servers or networks connected to the Service, or any of the Service;
• "Hacks" or accesses without permission our proprietary or confidential records, those of another Customer or of anyone else;
• Improperly solicits personal or sensitive information from other Customers, including without limitation address, credit card or financial account information, or passwords;
• Decompiles, reverse engineers, disassembles, or otherwise attempts to derive source code from the Service;
• Removes, circumvents, disables, damages, or otherwise interferes with security-related features, or features that enforce limitations on use of the Service;
• Uses any robot, spider or other automated device, process or means to access the Service for any purpose, including monitoring or copying any of the Service material, e.g., practices such as "screen scraping," "database scraping," or any other activity with the purpose of obtaining lists of users or other information;
• Modifies, copies, scrapes or crawls, displays, distributes, publishes, licenses, sells, rents, leases, lends, transfers, or otherwise commercializes any materials or content on the Service;
• Uses the Service for benchmarking, or to compile information for a product or service;
• Downloads (other than through page caching necessary for personal use, or as otherwise expressly permitted by these Terms), distributes, posts, transmits, performs, reproduces, broadcasts, duplicates, uploads, licenses, creates derivative works from, or offers for sale any content or other information contained on or obtained from or through the Service, by any means except as provided for in these Terms or with our prior written consent; or
• Attempts to do any of the foregoing.

You hereby represent and warrant to us that:

• (a) you have all requisite rights and authority to use the Service under these Terms and to grant all applicable rights herein;
• (b) you are responsible for all use of the Service associated with your Account;
• (c) you are solely responsible for maintaining the confidentiality of your Account usernames and password(s);
• (d) you agree to immediately notify us of any unauthorized use of your Account of which you becomes aware;
• (e) you agree that we will not be liable for any losses incurred as a result of a third party's use of your Account, regardless of whether such use is with or without your knowledge and consent;
• (f) you will use the Service for lawful purposes only and subject to these Terms;
• (g) any information you submit to us is true, accurate, and correct;
• (h) you will not attempt to gain unauthorized access to the Service, other Accounts, computer systems, or networks under our control or responsibility through hacking, cracking, password mining, or any other unauthorized means;
• (i) you are not located in a country that is subject to a United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country; and
• (j) you are not listed on any United States government list of prohibited or restricted parties.

For facilitation of business-to-business payments as part of the Service, we use third-party services for payment processing (e.g. payment processors). The payment processors we work with include, without limitation:

By using the Service, you accept and agree to follow and be bound by the terms of service of our payment processors, which are available at the websites linked above.

The amount(s), timing, duration of fees for the Service, and the process for payment thereof, are more specifically set forth in the Service Level Agreement you may enter into with us for your Account. In the event of any conflict or inconsistency between these Terms and those in the Service Level Agreement with respect to fees and payment, the terms of the Service Level Agreement shall control.

In general, if you wish to purchase any product or service made available through Service ("Purchase"), a valid payment method, including credit card, is required. you will be asked to supply certain information relevant to your Purchase including, without limitation, your credit card number, the expiration date of your credit card, your billing address, and your shipping information. You represent and warrant that: (a) you have the legal right to use any credit card(s) or other payment method(s) in connection with any Purchase; and that (b) the information you supply to us is true, correct and complete. We may employ the use of third-party services for the purpose of facilitating payment and the completion of Purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy. We reserve the right to refuse or cancel your order at any time for reasons including but not limited to: product or service availability, errors in the description or price of the product or service, error in your order or other reasons.

Some parts of Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring basis, either monthly or annual depending on the type of subscription plan you select ("Billing Cycle"). By purchasing a Subscription, you automatically us to charge all Subscription fees incurred through your Account to your credit card or other valid payment method in our file. Should such automatic billing and payment fail to occur for any reason, we will issue an electronic invoice indicating that you must proceed manually, within a certain deadline date, with the full payment corresponding to the billing period as indicated on the invoice. If any payment for a Purchase or Subscription is overdue by 10 or more days, we may, without limiting our other rights under these Terms, suspend, restrict or discontinue your use of the Service. Subscription fees are non-refundable, except only as may be required by law.

At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or we cancel it. You may cancel your Subscription renewal either through your online account management page or by contacting our customer support team at support@justpaid.ai.

We, in our sole discretion and at any time, may modify fees for Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle. We will provide you with a reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective. Your continued use of Service after Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.

These Terms are effective unless and until terminated by either you or us. You may terminate your use of the Service at any time by ceasing further use of the Service and canceling any Subscription(s). We are also free to terminate (or suspend access to) your use of the Service or your Account, for any reason in our discretion, including your breach of these Terms. We have the sole right to decide whether you are in violation of any of the restrictions set forth in these Terms.

If these Terms expire or are terminated for any reason: (a) any and all of your liabilities to us that have accrued before the effective date of the expiration or termination will survive; (b) licenses and use rights granted to you with respect to the Service and intellectual property will immediately terminate; (c) any obligation we have to provide any further services to you under these Terms will immediately terminate. Any other provisions that, by their nature, should survive termination of these Terms shall survive termination.

THIS DISCLAIMER SECTION IS AN ESSENTIAL PART OF THESE TERMS.

While we use reasonable efforts to include accurate and up-to-date information in our website for the Service at https://justpaid.ai, we make no warranties or representations as to its accuracy. We assume no liability for any errors or omissions in the contents of our website.

The Service utilizes AI for assistance with its functions, including, for example, generation of reports based on data submitted by you. Such AI is implemented and utilized for speed, ease and efficiency of the Service, but there is no guarantee of accuracy of its output. You are responsible for conducting your own due diligence to confirm the accuracy of the products and reports generated by and through the Service.

YOU ACKNOWLEDGE THAT YOU ARE USING THE SERVICE AT YOUR SOLE RISK. TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, THE SERVICE ARE PROVIDED ON AN "AS IS," "WITH ALL FAULTS," AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT PERMITTED BY LAW, LOOPFOUR DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE.

TO THE FULLEST EXTENT ALLOWED BY APPLICABLE LAW, LOOPFOUR, ITS AFFILIATES, ITS SUBSIDIARIES, AND ITS THIRD-PARTY SERVICE PROVIDERS SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTIES FOR ANY DIRECT, INDIRECT, PUNITIVE, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF BUSINESS PROFITS, BUSINESS INTERRUPTION, OR LOSS OF DATA OR INFORMATION), HOWEVER IT ARISES.

UNDER NO CIRCUMSTANCES WILL THE TOTAL AGGREGATE AMOUNT THAT WE ARE LIABLE TO YOU EXCEED THE GREATER OF TWO THOUSAND DOLLARS ($2,000.00) OR THE AMOUNTS PAID BY YOU TO US IN CONNECTION WITH THE SERVICE IN THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT ON WHICH YOUR CLAIM IS BASED.

THE FOREGOING LIMITATIONS AND EXCLUSIONS OF LIABILITY AND DISCLAIMERS FORM AN ESSENTIAL BASIS OF THE BARGAIN BETWEEN THE PARTIES, AND WE WOULD NOT ENTER INTO THIS AGREEMENT WITHOUT SUCH LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS.

We reserve the right, at our sole discretion, to update, change or replace any part of these Terms. The most current version of the Terms will be posted on the Service and it is your responsibility to check our website periodically for changes. If the changes include material changes that affect your rights or obligations, we will notify you of the changes by reasonable means, which could include notification through the Service or via email.

Your continued use of the Service following the effective date of any changes to these Terms constitutes acceptance of those changes. If you do not agree to the new Terms, you may not use the Service.